SEPA will enable customers to execute any credit transfer within the euro zone from a single bank account or via a card with the equal ease, safety and as inexpensively as within national payment systems. All the payments within the Euro zone will have the character of domestic payments.
Target2 is the RTGS (real time gross settlement) system that will serve the purposes of implementation of the Eurosystem’s monetary policy, provide a reliable and safe mechanism for clearing of payments based on the RTGS principle, and increase the efficiency of the inter- European payments, as a future infrastructure within the process of building of SEPA.

S€PA for infrastructure (2010):

11. Pan European Automated clearing house.
12. Multiple service providers.
13. Larger volume of transactions.
14. Finalize the process of consolidation of national infrastructure in Europe.

Problems with SEPA:

15. Lack of support and opposition by some agents to the SEPA project.

 Needs of dialog and regulation

16. No clear link between high- level objectives and their implementation at domestic level.

 Needs of monitoring and collaboration.

17. EU, EEA and Euro area: different speed and/ or different goal.

 Needs of differentiation.

We provide:

1. Consultancy for the SEPA migration and implementation plans based on each institution’s unique business needs, existing profile and ambitions.
2. Systems integration transformation services in order to capitalize on the opportunities of the new payments market delivers.
3. IT assets and services that deliver SEPA compliance and services on time and to budget.
4. Testing strategies and technologies to ensure your institution is and remains SEPA ready.